Health Coverage Solutions
Let us Help You Manage The Healthcare Supply Chain To Increase Quality While Driving Down Costs.
Trusted Excellence
The Healthcare Challenge
Cost
Healthcare and health insurance costs continue to rise, often delivering subpar results for employees. Employee healthcare is one of the top three expenses for most organizations, yet executives are often presented with the same costly, ineffective options year after year. In today’s competitive market, where attracting and retaining top talent is critical, reducing benefits or shifting costs to employees is neither a viable nor sustainable solution.
The Burden
Municipalities and Counties are burdened with high healthcare and insurance costs, with an expectation that they must bear the financial responsibility. This creates a recurring problem for business leaders and executives, one that worsens each year and threatens both the organization and its employees.
The Way Forward
The only way to manage these rising costs is to recognize that they are driven by two key factors: healthcare utilization and the widespread waste and inefficiencies within the system.
Effectively managing these costs requires viewing healthcare as a supply chain, similar to other investments within your organization. This healthcare supply chain consists of four primary components:
Pharmacy
Inpatient
Outpatient
Primary Care
To address these challenges, it’s essential to understand that higher-quality healthcare actually costs less. By reducing the frequency and severity of healthcare claims, organizations can lower health insurance costs while improving employee health. Additionally, targeted strategies to eliminate waste and inefficiencies within the healthcare system can lead to significant cost reductions while providing superior healthcare and benefits.
If you’re seeking a solution to the complex problem of delivering valuable healthcare while controlling costs, our approach—The Einstein Method—may be the answer. We value your time and guarantee prompt delivery of our products/services, enabling you to stay on track and meet your deadlines.
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Let us Help Reduce your Healthcare Costs!
Our Story
Meet Bill J. Schmaltz: Health Consultant Specialist for Local Governments
Bill J. Schmaltz is an expert in helping local governments, cities, and counties reduce health insurance costs while ensuring that employees receive the benefits they need. With extensive experience in cost management and healthcare strategies, Bill focuses on providing tailored solutions that align with the specific requirements of municipal organizations.
Bill offers the following services:
Comprehensive Cost Analysis: Bill conducts detailed evaluations of current health plans, identifying opportunities to lower expenses without reducing benefit quality.
Enhanced Healthcare Benefits: Through innovative approaches, Bill helps municipalities provide better healthcare coverage for employees with reduced out-of-pocket costs.
Custom Health Solutions: Working closely with local governments, Bill develops health insurance packages, including Medicare and supplemental options, to meet the needs of public sector employees.
Bill’s goal is to support municipalities in offering high-quality health insurance at a lower cost, leading to improved employee well-being and budget efficiency.
Unlock your potential and transform your life today!
Innovative Solutions for Modern Challenges
We are consultants dedicated to achieving results, not middlemen motivated by commissions.
Drastic Savings
Our proven supply-chain management strategies consistently and predictably reduce overall healthcare spend for qualifying businesses
from 20-40%.
Improved Benefits
Better quality healthcare benefits for less out-of-pocket creates an advantage for your entire organization through increased morale, productivity and retention.
Completely Aligned
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Cost Control
Reduced and controlled health insurance costs while maintaining or improving benefits by negotiating with providers and optimizing plan options.
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Are you ready to Cut Healthcare Cost?
Our Services Empower Your Brand
Explore the range of services we offer to elevate your business.
Healthcare Cost Management Solutions
We focus on decreasing healthcare expenses by 20-40% while enhancing benefits for organizations.
Tailored Employee Benefit Plans
We develop tailored benefits packages that improve employee satisfaction and promote retention.
Data-Driven Plan Optimization
We leverage analytics to develop affordable, high-quality healthcare solutions.
Savings-Based Compensation Model
Our fees are tied to client savings, guaranteeing that our services are performance-driven.
Collaborative Broker Solutions
We partner with brokers to improve healthcare plans while maintaining relationship continuity.
Strategic Health Plan Design
We design health plans that achieve improved results while reducing expenses.
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